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Work for one of the nation's top community banks!

*Our goal is to support the growth of the communities we serve. First Citizens has a knack for hiring the finest and brightest employees; we understand how fostering their growth builds loyalty and impacts customer service. Our employees are our strongest asset. So, we accommodate families, invest in our employees' future, and recognize hard work. *

*POSITION TITLE:         * Relationship Manager Associate  (Full-time with benefits)              

DEPARTMENT OR BRANCH LOCATION:        Potter County Market (Ulysses Office)

JOB RESPONSIBILITIES:

• Work in conjunction with assigned offices to service current business relationships and develop new business relationships with existing customers by profiling and maintaining the relationship, contacting them to determine banking needs, selling the full range of financial products and services that meet identified needs, resolving poor performance and other types of problems in order to enhance existing business relationships and contribute to the Bank's profit and growth objectives. 
• Develop and administer a portfolio of loans that meet or exceed the Bank's credit quality, profitability, growth and service objectives by making sound credit analysis of the customer's financial condition and ability to repay in accordance with established policy and procedure while providing excellent customer service in meeting customer financial needs and contribute to the Bank's profit and growth objectives.
• Submit reports including reports on business development activities (such as pipeline report and weekly action plans) and reports on emerging or potential problem loans in an accurate and timely manner in order to keep management informed of business development activities, problem loans and other information.
• Maintain a proactive customer call program personally and jointly with the offices served by using referrals and other methods to identify potential customers, making cold calls, promoting quality products and services and the Bank's image at professional organizations, community events and other activities where potential customers can be found within limits of current budget, mix of products and services, and time as measured by the amount of new business acquired in order to develop new business relationships and contribute to the Bank's profit and growth objectives.
• Develop and maintain a personal program for maintaining an adequate level of knowledge in lending, asset management and other banking matters, and demonstrate personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees in order to ensure an acceptable degree of performance.

JOB SKILLS AND QUALIFICATIONS REQUIRED:

• Three-plus years of commercial lending experience.
• General knowledge and understanding of lending laws and regulations.
• Specific knowledge of the Bank's lending policies and procedures.
• Ability to use a calculator to determine payments, insurance costs, ratios, et cetera.
• Ability to use a personal computer and position-related software programs.
• Successful business development experiences which includes good communication, inter-personal skills and an ability to make presentations.
• Bachelor's degree in business or banking, or equivalent educational experience. (preferred)
• Successful business development experience. (preferred)
• Experience in community and civic activities. (preferred)
• Excellent customer service skills. (preferred)

BENEFITS: Comprehensive benefit package to include:

• Health, dental, and vision benefits
• 401K w/ company match
• Paid time off; paid holidays
• Group and voluntary lif insurance and disability insurance
• Aflac supplemental plans
• Employee Assistance Program

First Citizens Community Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected status or characteristic.

How To Apply:

To complete the application process, you must also complete an online application by following the links provided.